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  3. How Can a Debt Counselling Consultant Help You?

If you have ever found yourself in the throes of debt, you know how devastating it can be. In these precarious economic times, many people find themselves unable to pay back the money owed. This can result in a great deal of stress and result in more debt as you try to play catch up. This is why so many people opt to utilise the services of a professional debt counselling consultant. These trained financial professionals will take stock of your financial situation and what you owe and create a tailor-made repayment plan to get you back on track.

When you opt for a professional debt-counselling service with FreeMi, you enjoy the following benefits:

  • A Stress-Free Budget: Consultants will create a personalised budget to meet your unique needs. They will look at your financial situation and take note of monthly direct debits and policies. The budget will prioritise important expenses, such as rent or medication costs and find gaps where debt can be repaid. This means that you can pay back what is owed without missing out on all-important payments.
  • Creditors Will Not Take Action Against You: Creditors cannot take legal action against you when you are in the debt-counselling process. Consultants will also negotiate with creditors on your behalf, thus reducing the likelihood of angry phone calls, which naturally exacerbate stress. Without the stress of dealing with creditors by yourself, you can focus on paying back money and looking to a more financially free future.
  • You Will Fix Your Financial Health: The core perk of such a service is that it can heal your financial health and get you on track for a more financially prosperous future. This can reduce monetary stress and allow you to budget for future expenses and goals. Feel free to use our free repayment calculation tool if you are planning to take out a loan. This will help you work out monthly repayments and interest paid and reduce the prospect of future debt.

Chat with the FreeMi Counselling Consultants

If you are ready to take ownership of your financial health and pay back the money owed, then chat with our expert consultants. We will devise a plan to fix your financial woes and re-establish your finances. Counselling can be your first step to a more financially prosperous future. Contact us on 012 880 3880, and we will happily help.